Free Online Financial Calculators
Plan loans, investments, taxes, and retirement with accurate, private calculators. Everything runs in your browser — no signup, no uploads.
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- Money topics
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Loan & Mortgage Calculators
Estimate monthly payments, total interest, and long-term costs for mortgages, auto, student, and personal loans.
Mortgage Calculator
Estimate your monthly mortgage payment, total interest, and amortization schedule.
Open calculator→🏛️FHA Loan Calculator
Estimate FHA mortgage payments including upfront and monthly MIP.
Open calculator→🎖️VA Loan Calculator
Estimate VA home loan payments with no down payment and funding fee.
Open calculator→Popular🚗Auto Loan Calculator
Calculate car loan payments, total interest, and all-in cost.
Open calculator→🔑Home Affordability Calculator
Find the home price you can afford using the 28/36 rule.
Open calculator→♻️Refinance Break-Even Calculator
See how long it takes to recoup refinance closing costs.
Open calculator→⚖️Rent vs Buy Calculator
Compare the long-term cost of renting versus buying a home.
Open calculator→🎓Student Loan Calculator
Estimate student loan payments and total repayment cost.
Open calculator→Popular💳Credit Card Payoff Calculator
See how long it takes to pay off a credit card balance.
Open calculator→🧮Debt Consolidation Calculator
Compare your current debts to a single consolidation loan.
Open calculator→📝Personal Loan Calculator
Estimate payments and interest for a fixed personal loan.
Open calculator→📊Amortization Schedule Generator
Generate a full month-by-month loan amortization table.
Open calculator→Investment & Wealth Calculators
Project compound growth, returns, yields, and fees to plan a stronger investment portfolio.
Compound Interest Calculator
Project how savings grow with compound interest over time.
Open calculator→💹Investment ROI Calculator
Measure return on investment and annualized rate.
Open calculator→🌾Dividend Reinvestment Calculator
Model growth from reinvesting dividends over time.
Open calculator→🏦Bond Yield Calculator
Calculate current yield and approximate YTM of a bond.
Open calculator→⚖️ETF Fee Comparison Calculator
See how expense ratios erode long-term returns.
Open calculator→🔥Inflation Calculator
Find the future cost of money due to inflation.
Open calculator→🪙Dollar-Cost Averaging Calculator
Compare DCA versus lump-sum investing.
Open calculator→🥧Portfolio Allocation Calculator
Split a portfolio across assets by target weights.
Open calculator→🔁Annuity Calculator
Compute annuity present and future values.
Open calculator→🪙Crypto Profit Calculator
Calculate crypto gain, fees, and estimated tax.
Open calculator→Tax & Salary Calculators
Estimate federal income tax, take-home pay, and self-employment obligations with clear breakdowns.
Income Tax Calculator
Estimate US federal income tax by bracket.
Open calculator→💼Salary Take-Home Calculator
Convert gross salary to net pay after tax.
Open calculator→🧮Self-Employment Tax Calculator
Estimate SECA tax for 1099 income.
Open calculator→📋W-4 Withholding Optimizer
Estimate per-paycheck federal withholding.
Open calculator→🛒Sales Tax Calculator
Add or extract sales tax from a price.
Open calculator→🌍Foreign Earned Income Exclusion
Estimate US tax on excluded foreign income.
Open calculator→Budget & Financial Health
Build a workable budget, grow an emergency fund, and track your net worth over time.
50/30/20 Budget Calculator
Split income into needs, wants, and savings.
Open calculator→🛟Emergency Fund Calculator
Find your target emergency savings.
Open calculator→❄️Debt Snowball vs Avalanche
Compare two popular debt payoff strategies.
Open calculator→⚖️Net Worth Calculator
Calculate your assets minus liabilities.
Open calculator→🗓️Monthly Budget Planner
Plan income against expenses and savings.
Open calculator→📉Inflation Impact Calculator
See inflation's effect on your savings goal.
Open calculator→Currency & Exchange
Convert between world currencies, compare purchasing power, and estimate wire fees.
Insurance & Retirement
Plan life insurance needs, Social Security timing, retirement accounts, and early retirement.
Life Insurance Needs Calculator
Estimate how much life insurance you need.
Open calculator→🪪Social Security Claiming Calculator
Compare claiming Social Security at 62, 67, or 70.
Open calculator→🪙401k vs Roth IRA Calculator
Compare traditional 401(k) vs Roth after tax.
Open calculator→🔥FIRE Calculator
Estimate your early-retirement number and timeline.
Open calculator→