Terms of Service

Acceptance of Terms

By accessing or using Loan Calculator ("the Site"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site.

Service Description

The Site provides free online financial calculators for estimation and educational purposes. All calculations run locally in your browser — no account, no signup, and no data upload is required. The Site is not a financial institution, tax adviser, or investment broker.

No Financial Advice

Calculator results are estimates based on the assumptions you provide. They are for informational and educational purposes only and do not constitute financial, tax, investment, legal, or accounting advice. You should not rely solely on these results when making financial decisions. Always consult a qualified professional for advice tailored to your situation.

Accuracy of Calculations

We strive to ensure our calculators are accurate, but we cannot guarantee that results are error-free or appropriate for your specific circumstances. Formulas are based on standard financial mathematics and illustrative tax brackets; actual outcomes may vary due to rounding, jurisdiction-specific rules, or factors not captured by the tool.

Intellectual Property

All content on the Site — including calculator descriptions, blog posts, code, and design — is original and protected by copyright law unless otherwise noted. You may not reproduce, distribute, or create derivative works without prior written permission.

User Conduct

You agree not to use the Site for any unlawful purpose, to attempt to disrupt or damage the Site, or to access the Site in any way that violates applicable laws or regulations.

Third-Party Services

The Site displays advertisements via Google AdSense. Google's use of data collected through AdSense is governed by their privacy policy. You can manage your ad preferences through Google Ads Settings.

Limitation of Liability

To the fullest extent permitted by law, the Site and its operators shall not be liable for any damages arising from the use or inability to use the Site, including but not limited to reliance on calculator results, technical interruptions, or errors.

Changes to These Terms

We may update these terms at any time. Material changes will be reflected by the "Last updated" date above. Continued use of the Site after changes constitutes acceptance of the updated terms.

Contact

If you have questions about these terms, please contact us at aisoosoo@163.com.