Privacy Policy

Overview

Your privacy matters to us. This policy explains what information we collect, how we use it, and the choices you have. The short version: Loan Calculator performs all calculations locally in your web browser. The numbers you type are not transmitted to our servers.

Information We Collect

We do not require an account and we do not ask you to upload personal files. Because every calculator runs on your device, the inputs you provide — loan amounts, incomes, balances — stay on your device and are never sent to us.

Analytics and Logs

Like most websites, we may collect standard, non-identifying technical information through our hosting provider, such as the pages visited, browser type, and approximate region. This helps us understand which tools are useful and improve the site. It is not linked to the financial figures you enter.

Advertising (Google AdSense)

We use Google AdSense to display advertisements on this site. AdSense is a third-party advertising service that may serve ads based on your interests, the content you are viewing, and other contextual signals. To do this, Google and its advertising partners may use cookies, device identifiers, and similar technologies to personalize the ads you see and to measure ad performance.

Your consent (EEA, UK & Switzerland). If you are in the European Economic Area, the United Kingdom, or Switzerland, we request your consent before any advertising cookies are set, in accordance with the Google EU User Consent Policy. Where you do not grant consent, we show non-personalized ads (or no ads) instead. You can change or withdraw your choice at any time through the consent notice displayed on the site.

How to opt out. You can control and disable personalized advertising at any time through Google's Ads Settings, and opt out of interest-based advertising via the Digital Advertising Alliance (AboutAds) or YourAdChoices. Disabling personalized ads does not remove ads, but the ads you see will be less relevant.

Cookies

Cookies are small text files stored by your browser. We use a minimal set of strictly necessary cookies for site functionality, plus advertising cookies used by Google AdSense to select and measure ads. You can disable or clear cookies in your browser settings at any time. Please note that blocking advertising cookies may reduce ad relevance or cause fewer (or no) ads to appear, and some features may be affected.

Third-Party Services

We integrate Google AdSense as described above. Those providers have their own privacy policies governing the data they process. We recommend reviewing Google's policy for details on advertising data practices.

Children's Privacy

Our site is intended for a general audience and is not directed at children under 13. We do not knowingly collect personal information from children.

Data Retention

Because we do not store the inputs you enter, there is no personal financial data for us to retain. Aggregated, anonymous analytics may be retained to track site performance over time.

Your Choices

• Adjust or clear cookies in your browser at any time.
• Opt out of personalized ads through Google's Ads Settings.
• Contact us with any privacy questions at aisoosoo@163.com.

Changes to This Policy

We may update this policy as our site evolves. Material changes will be reflected by the "Last updated" date above. Continued use of the site after changes constitutes acceptance of the updated policy.

Disclaimer

This privacy policy does not constitute legal advice. For questions about your specific situation, consult a qualified professional.